Investment Property Loans: A Guide

Rates start
as low as

3.50%

as of 05/25/2017

  • Easy application process
  • No hidden fees
  • Up to 80% loan-to-value ratio (LTV) on apartments, 75% LTV on commercial properties (90% with an SBA loan) item
  • Terms and amortizations up to 30 years
  • Both purchase and refinance loans–including cash-out–available
  • 24- to 48-hour written loan pre-approvals: no cost, no obligation
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I f you want to invest in real estate, you’ll probably want to see whether in investment property loan is right for you. Investment property loans help people refinance or buy investment real estate. People usually purchase investment real estate—commercial or residential properties that you rent out to others—to produce an income. With interest rates at historic lows, it makes sense for investors to turn to real estate investments for a better return on their investment.

Because interest rates are so low, many investors take out investment property loans to finance their real estate investment. Before you borrow, though, it pays to research various types of investment property loans so you can make the best choice for your investments. Consider these kinds of investment property loans:

Apartment building loans
As long as the economy remains shaky and careers tend to be mobile, many people prefer to rent instead of purchasing a home. After all, if you have to relocate halfway across the country in a couple of years, it makes better sense to rent a place in an apartment building. To capitalize on this trend, many investors invest in apartment properties. Because the real estate market for apartment buildings is so strong now, investors take out apartment building loans to maximize the amount they invest in this growing real estate market.
Commercial mortgage loans
To get higher returns on their investments, many investors choose to take out investment property loans to buy commercial properties that rake in a high monthly income. Whether office buildings, warehouses, industrial properties, retail stores, restaurants, or supermarkets, these properties can yield higher returns than other types of real estate investments.
Single-family homes portfolios
Other investors prefer to own a collection of single-family homes, called a portfolio in the rental industry. Unfortunately, many residential investment property lenders will only approve a set number of individual home loans for a single borrower.
That's Vision Global Difference
Unlike many lenders, we can offer our clients a commercial mortgage that covers the client’s entire portfolio. With this investment mortgage, an investor can have more available cash to purchase even more properties to invest in.
Rental homes with two to four units
Many investors learn that quite a few lenders won’t lend money to a corporation, partnership, trust, or LLC that wants to invest in two and four unit homes. We will. Not only will we consider these kinds of rental properties for investment mortgages, but we’ll lend money nationwide to clients who want to invest in these kinds of properties.

Long-Term Fixed Interest Rates, Sensible Underwriting

At Vision Global, we help our clients secure investment property loans starting at $500,000. With our competitive long-term fixed interest rates, combined with sensible underwriting, we can help you find the best investment property loan you can get.

Easy Loan Application Process, No Hidden Fees

Don’t like reams of paperwork? We don’t, either. You’ll be surprised at how easy it is to apply for an investment loan at Vision Global. We usually offer pre-approvals in a matter of days, not weeks—sometimes in one to two days’ time! No hidden fees—so you can keep more of your money to invest in real estate.

If you want to borrow money to buy an investment property or invest in commercial properties, we need to talk. Call us for your free quote today at 718-757-8892 or 201-509-6308.
929-977-6866